Agent Commission Split Calculator

See exactly how much you net after broker split, referral fees, E&O, desk fees, and franchise fees.

Transaction Details

50% = split transaction, 100% = solo side

Deductions

Typically 25% if referred

RE/MAX ~5%, KW ~6% (capped)

Commission Breakdown

Total commission
Your side (50%)
− Referral fee
Gross commission (your side)
− Broker's share (30%)
− Franchise fee
− E&O insurance
− Transaction / desk fee
Your net commission

Effective rate (your net / sale price)

You keep (% of your side)

For informational purposes only. Actual splits and fees vary by brokerage and state.

How Real Estate Commission Splits Work

When a home sells, the total commission (typically 5–6%) is first split between the listing side and buyer's agent side (usually 50/50). Then each agent shares their portion with their broker.

The Standard 70/30 Split

A 70/30 split means you keep 70% of your commission and your broker takes 30%. On a $450,000 sale at 5.5% total commission, you'd gross $12,375 (your 50% side) and net $8,663 after your broker's 30% share.

Cap-Based Plans (KW, eXp)

KW and eXp offer cap-based plans where you pay a percentage until you hit an annual cap, then keep 100% for the rest of the year. KW's cap is ~$21,000/year. eXp charges 20% up to an $8,000 cap. These plans reward high-producers significantly.

100% Commission Brokerages

Flat-fee brokerages (often $500–$1,500/transaction) let agents keep 100% of their commission. These work best for high-volume agents with established client bases who don't need broker support.