Closing Costs Calculator
Estimate buyer and seller closing costs. Select your country to see local taxes and fees.
Enter 0 if cash purchase
🧑💼 Buyer Costs
Total Buyer Closing Costs
$0
of purchase price
🏡 Seller Costs
Total Seller Closing Costs
$0
of sale price
Commission Calculator
Agent & broker splits by country
Seller Net Proceeds
All-in net after every cost
What Are Closing Costs?
Closing costs are fees paid at the completion of a real estate transaction. They vary significantly by country and can range from 1% to over 12% of the purchase price.
USA
Buyers typically pay 2–5% (lender origination, appraisal, title insurance, escrow). Sellers pay 1–3% (transfer tax, attorney fees, title). Real estate agent commissions are separate.
Canada
Buyers pay land transfer tax (varies by province), legal fees ~C$1,500–2,500, home inspection ~C$500. Ontario and BC have additional provincial LTT. No title insurance is mandatory but recommended.
Australia
Buyers pay stamp duty (1–5.5% depending on state and price), conveyancing ~A$1,500–2,500. First home buyers often get exemptions. Sellers pay conveyancing ~A$1,000–2,000.
United Kingdom
Buyers pay Stamp Duty Land Tax (0–12% depending on price/buyer type), surveyor ~£400–1,500, solicitor ~£1,000–2,000. Sellers pay solicitor fees ~£1,000–1,500.
Germany
Buyers pay Grunderwerbsteuer (3.5–6.5% by state), notary fees ~1–1.5%, land registry ~0.5%. Total buyer costs often reach 10–13% of the purchase price — the highest in Europe.