Real Estate Commission Calculator — Indianapolis, IN
Median home price in Indianapolis: $260,000 · Typical commission: 5.5% · Updated 2025
Total Commission
$14,300
Listing Agent Gets
$5,005
Buyer's Agent Gets
$5,005
Seller's Net
$245,700
Real Estate Commission Rates in Indianapolis, Indiana
The typical total real estate commission in Indianapolis is 5.5% of the sale price, based on current market data for Indiana. On the median Indianapolis home price of $260,000, that works out to $14,300 in total agent fees.
Following the 2024 NAR settlement, buyer's agent compensation is now negotiated separately in Indiana. Most transactions still split the commission 50/50 between listing and buyer agents, but this is no longer required. Sellers in Indianapolis have more flexibility than ever to offer lower buyer concessions.
How Commission Splits Work in Indianapolis
- Listing agent typically receives $7,150 (2.8% of sale price)
- Buyer's agent typically receives $7,150 (if seller offers full split)
- Agent keeps ~70% after broker split: ~$5,005 per side
- Seller nets approximately $245,700 on a $260,000 sale
Tips for Negotiating Commission in Indianapolis
- List at a higher price point — agents on $600,000+ homes often accept 2–2.5% listing side
- Compare multiple agents — commission rates in Indiana vary by 0.5–1% between agents
- Use a flat-fee MLS service — pay $300–$500 for MLS listing, offer buyer agent 2.8%
- Ask about a reduced rate on a simultaneous buy/sell — agents may discount if you're both buying and selling
Frequently Asked Questions
What is the average real estate commission in Indianapolis, IN?
The average total commission in Indianapolis is approximately 5.5%, slightly at or above the national average of 5.0–5.4% following the NAR settlement.
How much does a real estate agent make on a home sale in Indianapolis?
On the median Indianapolis home price of $260,000, a listing agent earns roughly $7,150 before broker split. After a typical 70/30 agent-broker split, the agent takes home approximately $5,005.
Do sellers have to pay the buyer's agent in Indianapolis?
No. Since August 2024, sellers in Indiana are no longer required to offer buyer agent compensation through the MLS. Many still do to attract buyers, but it's now fully negotiable.