Indiana Real Estate Commission Calculator
State average: 5.5% commission · Median home: $245,000 · 2 cities tracked · Updated 2026
Calculate Your Indiana Commission
Total Commission
$13,475
Listing Agent Gets
$4,716
Buyer's Agent Gets
$4,716
Seller's Net
$231,525
Real Estate Commission Rates in Indiana (2026)
The average total real estate commission in Indiana is 5.5%, which is above the national average of 5.0–5.4%. On the median Indiana home price of $245,000, total agent fees come to $13,475.
Following the August 2024 NAR settlement, buyer's agent compensation is no longer required to be offered through the MLS in Indiana. Sellers have more flexibility than ever to negotiate commission rates — especially on higher-priced homes where listing-side fees of 1–2% are increasingly common.
How Commission Works in Indiana
- Total commission: typically 5.5% of sale price = $13,475 on median home
- Listing agent side: ~$6,738 (2.8% of sale)
- Buyer's agent side: ~$6,738 (negotiable since Aug 2024)
- Agent's take-home: ~70% after broker split = ~$4,716 per side
- Seller nets: approximately $231,525 before closing costs
Commission by Price Range in Indiana
- Under $200,000: 5.5–6% total (agents need minimum earnings to justify the work)
- $200,000–$500,000: 5–5.5% total (near the Indiana average of 5.5%)
- $500,000–$1,000,000: 4.5–5% total (negotiating room opens up)
- Over $1,000,000: 3–4% total (high-dollar listings often command a lower percentage)
Tips for Negotiating Commission in Indiana
- Get multiple listing presentations — commission rates in Indiana vary 0.5–1% between agents
- Offer a competitive buyer's concession — to attract buyers, 2–2.5% buyer side works well in Indiana
- Use a flat-fee MLS service — pay $300–600 for MLS access, then offer buyer agent 2.8%
- Bundle buy and sell — agents may discount if you're buying and selling simultaneously
- List in spring — Indiana markets peak March–June, giving sellers more negotiating leverage
Commission Rates by City in Indiana
| City | Median Price | Avg Rate | Total Fees | Calculator |
|---|---|---|---|---|
| Indianapolis | $260,000 | 5.5% | $14,300 | Calculate → |
| Fort Wayne | $230,000 | 5.5% | $12,650 | Calculate → |
Showing top 2 cities. View all cities →
Frequently Asked Questions
What is the average real estate commission in Indiana?
The average total real estate commission in Indiana is approximately 5.5%, which is above the national average of 5.0–5.4%. On the median Indiana home price of $245,000, total agent fees equal $13,475.
How is real estate commission split in Indiana?
In Indiana, the total 5.5% commission is typically split 50/50 between listing and buyer's agents. Each agent then splits with their broker — commonly 70/30. That means each agent earns approximately $4,716 on a $245,000 sale.
Can I negotiate real estate commission in Indiana?
Yes. Since the August 2024 NAR settlement, buyer's agent compensation is fully negotiable in Indiana. Sellers are no longer required to offer buyer concessions through the MLS, making commission negotiation more accessible than ever.
How much does a seller net after commission in Indiana?
On the median Indiana home of $245,000 with a 5.5% commission, the seller nets approximately $231,525 before closing costs. Add another 1–3% for closing costs depending on the transaction.