Illinois Real Estate Commission Calculator
State average: 5.2% commission · Median home: $216,667 · 3 cities tracked · Updated 2026
Calculate Your Illinois Commission
Total Commission
$11,267
Listing Agent Gets
$3,943
Buyer's Agent Gets
$3,943
Seller's Net
$205,400
Real Estate Commission Rates in Illinois (2026)
The average total real estate commission in Illinois is 5.2%, which is in line with the national average of 5.0–5.4%. On the median Illinois home price of $216,667, total agent fees come to $11,267.
Following the August 2024 NAR settlement, buyer's agent compensation is no longer required to be offered through the MLS in Illinois. Sellers have more flexibility than ever to negotiate commission rates — especially on higher-priced homes where listing-side fees of 1–2% are increasingly common.
How Commission Works in Illinois
- Total commission: typically 5.2% of sale price = $11,267 on median home
- Listing agent side: ~$5,634 (2.6% of sale)
- Buyer's agent side: ~$5,634 (negotiable since Aug 2024)
- Agent's take-home: ~70% after broker split = ~$3,943 per side
- Seller nets: approximately $205,400 before closing costs
Commission by Price Range in Illinois
- Under $200,000: 5.5–6% total (agents need minimum earnings to justify the work)
- $200,000–$500,000: 5–5.5% total (near the Illinois average of 5.2%)
- $500,000–$1,000,000: 4.5–5% total (negotiating room opens up)
- Over $1,000,000: 3–4% total (high-dollar listings often command a lower percentage)
Tips for Negotiating Commission in Illinois
- Get multiple listing presentations — commission rates in Illinois vary 0.5–1% between agents
- Offer a competitive buyer's concession — to attract buyers, 2–2.5% buyer side works well in Illinois
- Use a flat-fee MLS service — pay $300–600 for MLS access, then offer buyer agent 2.6%
- Bundle buy and sell — agents may discount if you're buying and selling simultaneously
- List in spring — Illinois markets peak March–June, giving sellers more negotiating leverage
Commission Rates by City in Illinois
| City | Median Price | Avg Rate | Total Fees | Calculator |
|---|---|---|---|---|
| Chicago | $310,000 | 5% | $15,500 | Calculate → |
| Peoria | $175,000 | 5.3% | $9,275 | Calculate → |
| Rockford | $165,000 | 5.3% | $8,745 | Calculate → |
Showing top 3 cities. View all cities →
Frequently Asked Questions
What is the average real estate commission in Illinois?
The average total real estate commission in Illinois is approximately 5.2%, which is in line with the national average of 5.0–5.4%. On the median Illinois home price of $216,667, total agent fees equal $11,267.
How is real estate commission split in Illinois?
In Illinois, the total 5.2% commission is typically split 50/50 between listing and buyer's agents. Each agent then splits with their broker — commonly 70/30. That means each agent earns approximately $3,943 on a $216,667 sale.
Can I negotiate real estate commission in Illinois?
Yes. Since the August 2024 NAR settlement, buyer's agent compensation is fully negotiable in Illinois. Sellers are no longer required to offer buyer concessions through the MLS, making commission negotiation more accessible than ever.
How much does a seller net after commission in Illinois?
On the median Illinois home of $216,667 with a 5.2% commission, the seller nets approximately $205,400 before closing costs. Add another 1–3% for closing costs depending on the transaction.
Who Pays the Real Estate Commission in Illinois?
In Illinois, the seller traditionally pays the full commission out of their sale proceeds, and the listing broker then shares part of it with the buyer's agent. That changed with the August 2024 NAR settlement: sellers are no longer required to advertise a buyer-agent commission through the MLS. Today the seller almost always still pays the listing side (about 2.6% in Illinois), but buyer-agent compensation is negotiated separately - it may be paid by the seller as a concession, by the buyer directly, or split between them. Every buyer now signs a written representation agreement before touring homes, so the fee is agreed up front rather than assumed.
More Illinois Commission Questions
Who pays the real estate commission in Illinois - the buyer or the seller?
The seller pays the listing agent's side (roughly 2.6% of the sale price in Illinois) from their proceeds. Since the 2024 NAR settlement, the buyer's agent fee is negotiated separately: the seller may still cover it as a concession to attract buyers, or the buyer may pay their own agent under their representation agreement. On the median Illinois home of $216,667, the full 5.2% works out to about $11,267.
When is the commission paid in Illinois?
Commission is paid at closing, not up front. It is deducted from the seller's proceeds by the title or escrow company and disbursed to the brokerages on the settlement statement. If the home never closes, no commission is owed under a standard Illinois listing agreement.
Do you still pay commission if your house doesn't sell in Illinois?
Generally no. Most Illinois listing agreements are "no sale, no fee" - if the property doesn't close, you owe nothing. Watch two clauses: a cancellation fee for early termination, and a protection (or "safety") period that can owe commission if you sell to a buyer the agent introduced shortly after the listing ends.
What are typical closing costs in Illinois, on top of commission?
Beyond agent commission, sellers in Illinois usually pay another 1-3% in closing costs - roughly $2,167 to $6,500 on the median home - covering title, transfer taxes, escrow, and prorated property taxes. Estimate the full picture with our closing costs calculator before you list.