Illinois Real Estate Commission Calculator
State average: 5.2% commission · Median home: $216,667 · 3 cities tracked · Updated 2026
Calculate Your Illinois Commission
Total Commission
$11,267
Listing Agent Gets
$3,943
Buyer's Agent Gets
$3,943
Seller's Net
$205,400
Real Estate Commission Rates in Illinois (2026)
The average total real estate commission in Illinois is 5.2%, which is in line with the national average of 5.0–5.4%. On the median Illinois home price of $216,667, total agent fees come to $11,267.
Following the August 2024 NAR settlement, buyer's agent compensation is no longer required to be offered through the MLS in Illinois. Sellers have more flexibility than ever to negotiate commission rates — especially on higher-priced homes where listing-side fees of 1–2% are increasingly common.
How Commission Works in Illinois
- Total commission: typically 5.2% of sale price = $11,267 on median home
- Listing agent side: ~$5,634 (2.6% of sale)
- Buyer's agent side: ~$5,634 (negotiable since Aug 2024)
- Agent's take-home: ~70% after broker split = ~$3,943 per side
- Seller nets: approximately $205,400 before closing costs
Commission by Price Range in Illinois
- Under $200,000: 5.5–6% total (agents need minimum earnings to justify the work)
- $200,000–$500,000: 5–5.5% total (near the Illinois average of 5.2%)
- $500,000–$1,000,000: 4.5–5% total (negotiating room opens up)
- Over $1,000,000: 3–4% total (high-dollar listings often command a lower percentage)
Tips for Negotiating Commission in Illinois
- Get multiple listing presentations — commission rates in Illinois vary 0.5–1% between agents
- Offer a competitive buyer's concession — to attract buyers, 2–2.5% buyer side works well in Illinois
- Use a flat-fee MLS service — pay $300–600 for MLS access, then offer buyer agent 2.6%
- Bundle buy and sell — agents may discount if you're buying and selling simultaneously
- List in spring — Illinois markets peak March–June, giving sellers more negotiating leverage
Commission Rates by City in Illinois
| City | Median Price | Avg Rate | Total Fees | Calculator |
|---|---|---|---|---|
| Chicago | $310,000 | 5% | $15,500 | Calculate → |
| Peoria | $175,000 | 5.3% | $9,275 | Calculate → |
| Rockford | $165,000 | 5.3% | $8,745 | Calculate → |
Showing top 3 cities. View all cities →
Frequently Asked Questions
What is the average real estate commission in Illinois?
The average total real estate commission in Illinois is approximately 5.2%, which is in line with the national average of 5.0–5.4%. On the median Illinois home price of $216,667, total agent fees equal $11,267.
How is real estate commission split in Illinois?
In Illinois, the total 5.2% commission is typically split 50/50 between listing and buyer's agents. Each agent then splits with their broker — commonly 70/30. That means each agent earns approximately $3,943 on a $216,667 sale.
Can I negotiate real estate commission in Illinois?
Yes. Since the August 2024 NAR settlement, buyer's agent compensation is fully negotiable in Illinois. Sellers are no longer required to offer buyer concessions through the MLS, making commission negotiation more accessible than ever.
How much does a seller net after commission in Illinois?
On the median Illinois home of $216,667 with a 5.2% commission, the seller nets approximately $205,400 before closing costs. Add another 1–3% for closing costs depending on the transaction.